Some persons do not like using the word "kid" and prefer use of the words "children" or "minors". The following optional homepages are identical to the master homepage, except for these word changes, where appropriate. If you want to priint and distribute copies of the homepage for educational purposes, and do not like to use the word "kids", these optional homepages are for you.

• Roth IRAs for Children Optional Homepage
• Roth IRAs for Minors Optional Homepage